Job Summary
The primary objective of this role is to steer the credit strategy, manage underwriting procedures, and oversee risk management for consumer lending initiatives. The position involves enhancing portfolio performance and driving the development of innovative revolving credit products. Additionally, the role includes managing collections and recovery processes, ensuring compliance controls are in place, as well as leading cross-functional projects and guiding the Credit Operations team. Regular updates on performance metrics and strategic recommendations will be presented to executive leadership.
Responsibilities
- Develop and direct credit strategies and risk management practices for consumer lending programs.
- Lead the production and enhancement of new revolving credit products.
- Oversee collections and recovery operations to optimize loan performance.
- Establish and maintain compliance controls within the lending framework.
- Coordinate cross-functional initiatives that support credit operations.
- Supervise the Credit Operations team, facilitating collaboration and productivity.
- Report on performance insights and actionable recommendations to executive leadership.
Qualifications
- A bachelor’s degree in a relevant field is required.
- At least 10 years of progressive experience in consumer credit or lending.
- A minimum of five years in leadership roles related to credit operations, underwriting, or risk management.
- Experience with subprime installment lending and revolving credit portfolios is essential.
- Expertise in analytics, collections processes, and understanding of regulatory requirements.
- Strong capabilities in cross-functional leadership and team management.
Everest Search Partners provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
