Job Summary
The Commercial Banking Officer is tasked with fostering and sustaining relationships with commercial clients, while overseeing credit offerings and managing loan portfolios. This role is essential in ensuring the financial health of customers through the careful analysis of financial statements and structuring of loan arrangements, along with promoting additional bank services to fulfill compliance and stability needs.
Responsibilities
- Establish and nurture relationships with commercial banking clients.
- Manage and oversee a portfolio of credit products and loans.
- Analyze customers’ financial statements to assess creditworthiness.
- Structure loan terms to align with both bank policies and client needs.
- Cross-sell a range of bank products to enhance customer solutions.
- Ensure compliance with financial regulations and internal policies.
Qualifications
- 3 to 5 years of experience in commercial banking.
- Familiarity with credit analysis and lending processes.
- Strong understanding of legal documentation and accounting principles.
- Knowledge of relevant financial regulations is essential.
American Savings Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
