Job Summary
The Credit Analyst is responsible for performing credit evaluations, scrutinizing financial documents, and generating credit reports for moderately complex commercial and affordable housing portfolios. This role involves ensuring compliance on loan accounts, monitoring payment statuses, and supporting lenders through business communication and industry analysis.
Responsibilities
- Conduct comprehensive credit investigations.
- Analyze and assess financial statements of clients.
- Prepare detailed credit memorandums for various portfolios.
- Monitor loan accounts to ensure compliance with relevant regulations.
- Track and report on payment progress of loans.
- Assist lenders through business calls and provide insights from industry research.
Qualifications
- Bachelor’s degree in a relevant field.
- A minimum of 2 years of experience in commercial credit analysis or loan underwriting.
- Proficient understanding of financial spread analysis and commercial credit principles.
- Experience in commercial real estate or affordable housing is preferred.
Zions Bancorporation provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
